Saturday 2 February 2019

Don’t Judge me by the Car I Don’t Have. By Merusha Govender CA (SA), MBA. (Uncensored)


Today marks the 3-year anniversary of being car-less. I remember that faithful day when I handed over the keys of my shiny white BMW Convertible. I remember being heart-broken as I watched the new owner rev the engine so hard that I was worried it will set off all the dogs in the neighbourhood.
If that was not heart breaking enough, I realised I still had to break the news to my parents. I am sure you must be rolling your eyes thinking first world problems. But I grew up in a middle-class Indian family. The youngest child and publicly acknowledged as the blue-eyed girl of my mother.

As I told my parents, there was an awkward silence that even an atom (the particle matter and not the bomb) dropping would have been heard. My mum just replied, “OH”. And moved onto the next topic. But I knew this wasn’t the end. Truth be told a few days later I get a call at 6:30am on a Saturday morning. Off course it was my mother who started the conversation with “Your father and I haven’t slept in days since you told us about your situation”

My mother normally mentioned my father for impact of how upset they were. My father was a practical man and normally emotionally neutral and my mother was our own Indian diva. “Your father and I haven’t slept in days since you told us about your situation”I was still abit groggy considering it was 6:30 am and the night before ended three hours earlier but I am sure I wasn’t in a "situation".

As being the respectful daughter, I didn’t mention the time or ask “WHAT SITUATION ARE YOU TALKING ABOUT” I let my mother go one and vent all the concern and frustration that was within her. I don’t think I heard every word she said and I may have fell asleep here and there.
But I remember hearing words like well educated, CA…MBA… as soon as I felt the heating of my ears(generally my ears get blood shot when I am about to explode like an atom bomb) I politely told my mother my phone battery was drained and I would call her back when it was charged.
A few hours later after a hot shower and a pot of camomile tea I called my mother back. This time she was also calm and her disappointment changed to concern. It was heart-breaking to hear my elderly mother ask me if I needed financial help and she would give me their vehicle to get around.
But this was just the beginning of concerned faces and awkward questions from family members, friends, work colleagues and even strangers.

My decision to not have a car, was just that… it was a decision I made. A few days before I sold my vehicle, I sold my house. I decided to move from the North of Johannesburg to the East. My new apartment was 2kms from my office and the person I lived with, had a vehicle, hence paying R12 000 per month for a vehicle, insurance and tracker etc did not make sense. I did the responsible thing and saved R10 000 per month and spent the R2 000 using that popular app to get me to work and back.
You know that feeling you have when you finally out of debt…financial freedom…the world is my oyster. That’s the feeling I have felt everyday for the last 3 years. Okay maybe two years and eleven months. One month to mourn the loss of my white speed machine and handling my mothers daily calls of “Are you sure everything is alright”

The idea of being able to buy ANY car under R1mill but choosing not too was the most liberating feeling I have had since I finished my articles.
Now the time I wake up is not dictated by the traffic on the road, when I get into the office I am not frustrated or overwhelmed. Generally, my ride to work is dictated by my mood, sometimes I need to make calls or reply to emails, sometimes I just want to reflect and there are days when I just want to listen to the radio or chat to my driver. I am more productive at the office and even work longer hours easily.

In other parts of the world not having a car is acceptable, in fact because of the good transport infrastructure it’s considered irresponsible to the environment to even own one. In South Africa the norm is get a vehicle as soon as you earn your first pay check. That vehicle was your badge to say you made it. You have arrived. People who don’t own vehicles, cannot afford them…right?
In the last three years I learnt that true happiness lies within. If you keep trying to compete with fake lives on social media and owning a vehicle so people think you arrived, then you never going to be happy or find financial freedom. Over the years I learnt to be comfortable in my own skin, selling my car forced me to allow people to not make judgements by what I drive. It also gave me an excellent conversation topic.(If you are not an introvert you won’t understand what a big gain this is.)

I have tried to move away from people who think not having a car is a sign of a weakness. Its not that I am intolerant of people with different views its just that I believe you become like the people you spend your time with. Today I make decisions that make my life better. I wake up at 8am because I am not an early bird. I am a Group financial director and often find myself at work in a t-shirt and sneakers. I let my mind and passion for my work speak for me. Anyone who believes someone in sneakers cannot add value to their business or their lives is soon to be extinct.

I want to be wealthy and not rich. Yes there is a difference. Rich people buy things. Wealthy people buy assets that generate profit. I want to create a legacy not just have money to buy shiny things. One year after selling my car I managed to buy into that Group of companies I am the Financial director off. The R10 000 savings was definitely not how I did that but because I was so productivity and liberated I managed to think of a creative plan to reach my goal. It’s amazing what confidence does for the mind. (Details of the plan is a story for another day).

Understand your core values and make decisions based on that…not on what your neighbour can see. Live How Other People Won't, So You Can Live How Other People Can't. As for my Bollywood inspired mum…nowadays every time she needs a ride she uses the app…everyone can evolve (however I am still working on her sitting in the front seat when the car arrives.)
So the next time we meet, Please Don’t Judge me by the car I don’t have 


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Nicky Verd, a Transformational Speaker, KickAss Blogger and Prolific Writer who is passionate about igniting human potential and empowering people to pursue their dreams and take ownership of their lives. 

She is also a Brand Ambassador for Global Startup Awards-Southern Africa and a Huffington Post Contributor. Visit her Website for more info about her work and services

Follow her on Social Media because personal transformation doesn’t just happen. It takes daily wisdom, tips and a support system. 

"You owe yourself everything you expect from others"


Updates on the Progress of my Book (I Need Your Help)



Hello Fam,

This is a different kind of post. I just wanna Update y’all on the progress of my Book, "Disrupt Yourself Or Be Disrupted." I’ve been kinder silent about it because some underground work was being done and I wasn’t yet sure which direction it was going but I am now certain. I know many of you are eagerly waiting for this book….but trust me, I am much more eager and excited than y’all☺️💃🙌. I can’t wait to finally put this book out into the world. Some of you have been inboxing me on when it’d be officially released🤔.

Well, that’s the reason for this post. To try and answer that question. Actually, the book should have been released by now according to my “plan A” but my plan A failed dismally and since i am not a quitter🤪 I am now on plan B. I've come too far to give up now💪
I meet a book distributor/publisher in the last couple of weeks and they are very impress with the book and very keen on distributing the book into bookstores Nationwide once it is published…because they believe the message in my book is highly relevant. However, they’ve taken a look at the book and insist on a “professional touch” and some few key changes to bring the book up to standard. Reason being they don’t want their brand to represent a book that has hiccups…. Which is quite understandable☺️. 

Well, this “professional touch” needs money…money I don’t have. Remember, I’ve been working on the book mostly by myself because I couldn’t afford certain professional processes. But now “Plan B” is put in place to solve this “lack of funding” problem so we can produce and publish a quality book we all can be proud to see on bookstores and bookshelfs👌. I don't wanna miss out on an opportunity to have the book in bookstores🤞🙌 

As a result, I’ll be launching a crowdfunding campaign on www.thundafund.com on Monday 4th Feb 2019 asking for your support to finalize everything and print the book. The campaign will run for exactly one month. Everyone who supports the campaign will get copy of the book once its published. So this is basically the same like pre-ordering the book in advance. Just that the funds are highly needed now to get the book ready for printing🙏. 

I believe this book will illuminate and touch the four corners of Africa BUT I need your help to make this happened. Even heroes need heroes and the strongest among us need help sometimes. “I alone cannot change the world but together, we can cast a stone across the waters to create many ripple effects” Mother Theresa. Sometimes even the changemakers who are the visionaries, the humanitarians, the creatives also need help from the changemakers who are experts in facilitating change. I am counting on you!🙏🙏

We’ve worked out the time-frame and the cost with my publisher (cost breakdown is on Thundafund) and if everything goes according to this new plan, the book will be officially released 3rd week of April 2019.

Stay tuned, let's make a difference together. The crowdfunding campaign goes live Monday morning. Your invaluable support will be eternally remembered with gratitude.🙌🙌🙏🙏
Project Link https://www.thundafund.com:443/project/disruptyourselforbedisrupted

Feel free to share your thoughts in the comments section below.

Subscribe to my Blog and never miss a post!




Nicky Verd, a Transformational Speaker, KickAss Blogger and Prolific Writer who is passionate about igniting human potential and empowering people to pursue their dreams and take ownership of their lives. 

She is also a Brand Ambassador for Global Startup Awards-Southern Africa and a Huffington Post Contributor. Visit her Website for more info about her work and services

Follow her on Social Media because personal transformation doesn’t just happen. It takes daily wisdom, tips and a support system. 

"You owe yourself everything you expect from others"